Frozen pipes are like ticking time bombs inside your home. In case it bursts, you can make use of some burst pipe insurance claim tips to boost your chance of winning a claim.
It’s really difficult to conduct plumbing maintenance during the winter months. Plumbers are difficult to find and without the knowledge of the tell-tale signs, a homeowner can be caught off guard.
Frozen pipes symptoms
Not sure if your pipes are in good condition? Look for the following signs of a frozen pipe before it’s too late:
Frost on the pipes. Take a look under the sink. Do you see frost forming on the pipes? If so, it’s possible that more of your pipes are starting to have the same damage. Knowing how to find frozen pipe starts by checking the pipes itself.
Weird smell. Blocked pipes will cause the odor to release into your home’s direction. If you’re starting to sniff foul smell for no reason, consider having your pipe checked.
Are frozen pipes covered by insurance?
Your policy is the only thing that will confirm this part. If frozen pipes or burst frozen pipes are included, there’s no reason for your insurer to deny your claim. If you have a low-cost policy, there’s a chance that frozen pipes aren’t covered.
What to do if frozen pipes burst
First of all, don’t panic. Here are the steps you can follow when the pipes give off:
- Cut off the water source
To contain the damage, turn off the water source and electricity source as well. Shut your home’s main water valve the very moment the pipe burst.
Turning the power off is a matter of safety. As you know, water is a conductor and it can cause electrocution.
- Call your insurance company
Report the incident to your insurer and take pictures of the damages while you wait for the plumbing contractor to arrive. If you’re worried that the insurance company will try to get their way around your claim, contact a public adjuster like Gold Coast Public Adjusters.
- Try removing some water
If it’s starting to flood, you can prevent further damage by removing the pools of water. Use buckets and towels to safely suck the water out of your home.
What if my frozen pipe claim gets denied?
In case your insurer denies your claim despite its inclusion on your policy, you need the help of public adjusters. Here at Gold Coast Public Adjusters, we help homeowners get their rightful payout by appealing their claim to the insurance company.
We can help in the documentation and working with your lawyer. Rest assured that your side will be heard.
Our team will inspect the damages and review your policy free of charge. We know that the cost of repairs is daunting so we only charge you once you see results.
We specialize in water damage, mold, and residential claims among others. Our seasoned public adjusters have years of experience so we can guarantee that you will receive the right claim payout.