Gold Coast Licensed Public Adjusters in Fort Lauderdale: Fire, Water, Wind, Hurricane, Business, and Residential Insurance Claims for Broward and Palm Beach counties

Gold Coast Public Adjusters

Gold Coast Public Adjusters in Fort Lauderdale. Insurance Claims Experts


Insurance claims are a reality of life. Here we offer you some basic points to consider when filing insurance claims.

1. Keep up to date on your insurance information… and keep it handy

There is nothing worse when you go to file a claim with your insurance company and find that your insurance policy does not cover your insurance claim. Go to sleep.

Many times we pay for granted that our insurance is up-to-date and well handle any emergency. But then when we go to file an insurance claim we find out that either our insurance does not cover our expenses or that our insurance claim is denied because we are no longer covered.

2. Insurance claims must line up with your policy.

Sometimes, what you think is covered or should be covered by your insurance may not be. Remember, your insurance company will pay insurance claims according to what your policy says and nothing else. Be thorough. Read carefully and ask questions to your sale representative.

3. Most insurance companies are reluctant to pay.

Since insurance is a business, in order to turn a profit they have to follow the guidelines of the policies they issue. They are going to ask for all the proper documentation

Insurance Claims

What steps should you take to be sure your insurance claims are approved in a timely manner?

1. Know what is in your policy.

If you have any doubts or concerns, contact your insurance agent right away to avoid any future heartache. Pay particular attention to “Exclusions”, “Coverages” and “Definition of terms”. Be sure to read it IMMEDIATELY after receiving it and don’t make the common mistake people usually do and put it away with no what is in the insurance policy. Insurance claims have to be filed based on knowledge, so spending 20 minutes or so when you first get the policy is well worth it.

2. Buy from reputable companies.

Read reviews. Some good resources for that are in the A.M. Best’s guide to insurance companies. A.M. Best is the recognized authority on insurance companies and has an easy A – F rating system. Also, there are many resources available to you on the internet. Just search by the insurance company you are considering and look for their A.M. Best rating. This way you can be sure, that you are not dealing with some fly by night company and future insurance claims will be honored.

3. Make sure your keep all your documents and receipts.

Keep all documents you receive from your insurance and keep them in a safe place (In a safe or safety deposit box, if possible). Also, have your insurance agent date and sign the receipt as an added safeguard. Trying to file insurance claims without those precious documents is leaving yourself open to being challenged about your claim with nothing to back you up to protect you.

We suggest that, in the event of a claim, you hire an expert Public Adjuster to get faster, better results

Gold Coast Public Adjusters is a claim assistance firm in the State of Florida. We provide professional insurance claim representation to homeowners and businesses. Call us at 754-444-7411


You wouldn’t go to court without an attorney. Why would you process a claim without a Public Adjuster?